ATLANTA -- While Boston, San Francisco and Seattle are among the top cities in the United States for building wealth, Atlanta is the fourth-worst metro area for developing a large nest egg.

That's according new research from Bankrate.com. The study looked at five categories: savable income, human capital, debt burden, home ownership and access to financials services.

Ted Jenkin, CEO of oXYGen Financial, talks with 11Alive's Melissa Long about why Atlanta can be such a tough place for some to build wealth.