Imagine filing your taxes and learning they've already been done. It's one of the latest alarming financial schemes.

According to financial experts, it often happens when someone files a tax return using your Social Security number, and they don't need your W-2 to do it.

11Alive's Melissa Long spoke with CEO of Oxygen Financial Ted Jenkins, who offered advice on how to protect yourself from taxpayer identity theft and what to do if you're a victim.