ATHENS, Ga. -- For thousands of Georgia homeowners, the last four years have changed their lives.
Unable to pay or modify mortgages, many homeowners have faced foreclosure, eviction and in some cases, homelessness.
The numbers are staggering. One in every 430 Georgia homes is in foreclosure.
So our Help Desk asked you, our viewers, to let us know if we could help you to sort things out and keep you in your home.
RELATED | Mortgage help resources
We got more than 150 emails.
MORE | Tell us your mortgage woes story
One of them was from Athens homeowner Eddie May Evans, a senior citizen and retired special education teacher.
Today Eddie Mae Evans is in a war she never thought she would have to fight.
"I'm disabled and I just want to spend the rest of my days here at this home that I have been in for so long," she said.
Evans has raised two daughters and has lived in the same house in Athens for the last 40 years.
But after two hip replacements and months of rehab, her financial world started to crumble.
"The mortgage payment was so high and I had other bills that had to be paid so when I called the bank," she said. "I was behind in my payments."
She panicked, and with money already tight, she hired a financial advisor, paying him nearly $700.
What did she get in return?
According to her -- not one thing.
Now she faces the worst scenario, foreclosure.
"My biggest fear is where am I going to go if I lose my home," she said.
Not knowing where to turn, Evans sent us an email.
"I never thought you would answer me," she said. "I've tried everyone else and no one else has helped me."
"Oh God, you answered my prayer!" she said.
We immediately reached out to Bank of America to find a way and quickly, to keep Evans in her home.
In a few days, Evans got a call she did not expect.
"I just called to tell you that your modification has been approved and I said 'It has?'" Evans said with a broad smile.
"I'm excited," she said. "It's going to be a relief for me."
Evans will save $250 a month, taking her monthly payment down from $960 to $710.
She is grateful.
Do you plan to stay in your house?
"I plan to stay right here, I really do," Evans concluded with a big smile and sigh of relief.