(Photo: Carolyn Kaster, AP)
ATLANTA--With just days to go before the Affordable Care Act gets into full gear, the Federal government has released facts and figures on what people can expect to pay in a handful of states, including Georgia.
Healthcare choices...more than you bargained for.
In Georgia there are 50 plans to choose from across the state, with 68 on the menu in Atlanta.
MORE | All you need to know about The Affordable Care Act
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For first-timers like the uninsured, it's overwhelming.
Topping the concerns:
"Co-pay, deductibles, what network to go to and am I able to get my doctor," said Jay Florence, Assistant Insurance Commissioner of Georgia.
None of those details will be available until the insurance plans from the 5 Georgia authorized carriers that will go online Tuesday at Healthcare.gov.
"First of all I would encourage people to deal with their local agents, then there is a Federal program called the Navigator and we are currently in the process of licensing those folks and making sure they have the level of competency," Florence added.
The Federal government says that Georgia's affordable care rates are up to 16% below other parts of the country, but Florence disagrees.
"I think what they may be counting in large part are the federal subsidies that come in and subsidize all of the insurance premiums. We didn't think that was a fair thing to do because a lot of Georgians are not going to receive those subsidies," Florence said.
Under the Affordable plans, a 27 year-old Georgian making $25,000 a year will pay $103 a month for a Bronze or basic policy and $145 for Silver.
While a family of four living in Atlanta and making $50,000 a year will pay $138 a month for a basic plan.
The most important thing on Tuesday is to go to HealthCare.gov, and take your time. Go through the plans, comparison shop, know your deductibles and co-pays, and only purchase what you need.
If you need help, get it before you make a choice.
Be sure to check out our special resource page, "Understanding Obamacare," at 11alive.com.