ATLANTA -- Dozens of viewers posted questions about Obamacare on the 11Alive Facebook Page.
MORE | Obamacare: What you need to know
Here are some of the questions and answers we covered on 11Alive News Today:
1) Joey Robinson posted this: "If I chose not to have it, why am I being forced?"
You can choose not to be covered, but you will face a fine for it. Those fines will start off relatively small in 2014 with a penalty of $95 per person annually with a family maximum of $285 or one percent of the family income, whichever is greater.
SLIDESHOW | How 'Obamacare' could affect you
But the fines will go up in 2015. By 2016, the fines will be $695 dollars per person per year with a family maximum of $2,085 or 2.5 percent of family income, whichever's greater.
The fines will be collected when you file federal income taxes.
2) Marla Hunter Brannock posed this scenario. "An unemployed adult, 31, living with parents, zero income. How will this be addressed?"
When the cheapest option is still too expensive, you can ask for an economic hardship exemption to avoid a tax penalty for not having coverage.
The cheapest health care plan in the insurance exchange would have to cost more than 8 percent of your annual income.
A couple making $60,000 a year would not be required to pay a penalty for no coverage if the cheapest plan cost them more than $4,800 for the year.
If you qualify for a hardship, you might also qualify for catastrophic coverage. Those plans have lower premiums, high deductibles and only cover major medical expenses.
If you don't qualify for an hardship, you might qualify for subsidies to help pay for coverage. They'll come in the form of tax credits.
A family of four making $94,000 or less would qualify for a subsidy.
3) Robin Jungbluth posted this question: "Why are Congress members opting out if it's so great?"
There was a provision in the Affordable Care Act that ended employer contributions to members of Congress and their staffs, which would require them to pay 100 percent of their healthcare costs.
In August, the Office of Personnel Management or OPM issued a ruling allowing the government to continue to make employer contributions to those health plans, just as they do now and just as other large, private employers do.
Lawmakers and their staffs will still be required to use the health insurance exchanges, but they will also get a contribution toward their health insurance premiums from the government as their employer.
This does not affect other federal employees at the FBI, EPA or other federal agencies.
They'll continue to receive federal insurance benefits and will not have to use the exchanges.
4) John Gilbert Colgan posted this one: "How are folks with preexisting conditions like diabetes going to fare under this new system?"
Starting in January, insurance plans cannot turn you down or charge you more because you have a pre-existing health condition.
Once you have insurance, the plan cannot refuse to cover treatment for pre-existing conditions, even if you've been turned down or refused coverage in the past.
There is an exception for some individual health insurance plans that are grandfathered in.
But if you have one of those old plans, you can switch to a new plan during open enrollment.