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ROSWELL, Ga. -- Kathy Matthews has stage IV breast cancer. Despite that, she and her husband Rowland have never missed a mortgage payment.

But with escalating medical bills, they are desperate to have their 5.875 percent interest rate lowered by their lender, Bank of America.

For now the said they are doing the best they can.

"Just by scraping it together every month. Crossing our fingers and we are very careful. Sometimes it is a peanut and jelly sandwiches and an apple, but we are going to take care of our bills. That comes first. You don't want to lose your home."Kathy said. "This is our sanctuary. It is a very well built little house. We are very happy here, but we are not in a different boat than anyone else."

For Kathy, making every penny count at this critical time is a must.

"When this breast cancer came back, automatic Stage IV, there is a lot you go through. I home school my daughter and I want to finish and see her graduate and it's very important to hang on and make this work for all of us," she said.

What the Matthews family fears most is not being able to pay their mortgage with its current interest rate and facing foreclosure.

11Alive's Help Desk contacted Bank of America directly and emphasized the urgency of getting the Matthews'interest rate down.

Bank officials sent a statement to 11Alive, which said, "Bank of America is committed to working with the Matthews family to immediately to identify available options to lower their monthly payments."

Bank officials got in touch with the Matthews family, and a mortgage counselor told them they hope to have a lower interest rate set up within the next 30 days.

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